In this episode, join Craig and Joey as they provide the latest updates on Hurricane Milton. Craig discusses crucial preparations, including evacuation zones, securing construction sites, and ensuring proper insurance coverage.
Tropical Depression Fourteen formed on the morning of Oct. 5 in the southwest Gulf of Mexico and was quickly upgraded to Tropical Storm Milton. Within 24 hours, the storm rapidly intensified into Hurricane Milton, reaching that status at 1 p.m. CDT on Oct. 6.
In this episode:
- Preparation for Hurricane Milton
- The impact of Hurricane Ian in 2022
- Post-Ian recovery efforts
- Sources of information and updates about Hurricane Milton
- Insurance and community support
- Importance of documentation for insurance claims
- Knowing your evacuation zones
You can follow along at the National Hurricane Center at this link:
Check out these websites for updates on Hurricane Milton:
WINK News HERE
Wink News FBÂ HERE
Lee County News HERE
Cape Coral News HERE
Charlotte County News HERE
Episode:
Narrator  Welcome to The Norris Group real estate podcast, a show committed to bringing you insights from thought leaders shaping the real estate industry. In each episode, we’ll dive into conversations with industry experts and local insiders, all aimed at helping you thrive in an ever-changing real estate market. continuing the legacy that Bruce Norris created, sharing valuable knowledge, and empowering you on your real estate journey. Whether you’re a seasoned pro or a newcomer, this is your go-to source for insider tips, market trends and success strategies. Here’s your host, Craig Evans. The Norris Group, proudly presents, I Survived Real Estate. industry experts discuss evolving industry trends, real estate bubbles, inflation, and opportunities emerging for real estate professionals. We want to thank our Platinum partners. uDirect IRA Services, San Diego Creative Investors Association, White Feather Investments, MVT Productions, Inland Empire Real Estate Investment Club, and Realty 411 Magazine. See, isurvivedrealestate.com for event details, information on all our generous sponsors and to connect with our speakers.
Joey Romero  Welcome everybody. This is Joey with the Norris group. With me today is Craig Evans, our CEO. We’re here today, we’re actually going to put this out two days early, because it’s been a rough couple of weeks for our friends and folks in Florida, and now we have another hurricane bearing down on the Gulf side the west coast of Florida, and right now, while it doesn’t look like it’s going to directly hit us, where we built and where we are all with our bootcamp folks, there is some urgency, you know, because we wanted to get you guys an update from people on the ground, you know, I’ve spoken to Joanna, our property manager, and I’ll get into some of the things that she’s doing to get ahead of this and prepare our, you know, our renters and our tenants and our in our rental homes that are that are down there, but wanted to get information, because we’ve had over 175 you know, investors come to our bootcamp. Not all of them have built with us. Many did, but there’s also a lot of them that built with other builders. Other bought existing and then there’s people who didn’t even come to the bootcamp. But, you know, a lot of times when Bruce does something, a lot of folks follow. So Craig, I want to touch a little first of all, thank you for being on I know it’s a rough, you know, kind of couple of days, last couple days, really hectic for you, your family, being the the leader of your company too, you know, trying to make sure your people are safe and make all the preparations that you need. So I really appreciate you being on. Welcome to the show as a guest.
Craig Evans  It’s been a while since I’ve been on here as a guest again.
Joey Romero  So I want to talk about a little bit about, you know, our experience that we went through just two years ago with Ian. Now this was a cat five that hit directly into Fort Myers and Cape Coral. Can you talk a little bit about what those sustained winds and you know what those few days were before it came? I know there was $113 billion worth of damage, and it was mostly surge, but I’ll let you talk about it a little bit.
Craig Evans  Yeah, we, you know, Ian was one of those storms. It was just kind of an unforeseen thing of, first, how it turned and came in on us, and the size and scope of that storm, much like what Helene has turned into for Florida, but even for more so for, you know, friends and family in North Carolina and western North Carolina, and the things that they’re experiencing now, but Ian, there’s a lot going on with Ian, because, you know, it was only classified as a level four, storm for Category store for storm through FEMA. The reality is that that storm was a Category Five. We had sustained winds over 200 miles an hour at my house. We’ve got sustained winds at several locations that are documentable as a Category five storm. But the, you know, the old saying, you know, you hide from the wind and you run from the water is really kind of true, you know, the wind is a lot of stuff. You’re gonna lose some, some shingles. You’re gonna, you know, maybe you’ve got a water system tank that blows off or something. You know, those things can be replaced very easily. You know, the water is the thing that is so damaging. You know, Fort Myers Beach, we had right at almost 19 feet of storm surge. You know, when you don’t, when you got almost a 20 foot wall of water coming in, those are things that just become devastating, you know, because it’s not just the pressure, it’s the salt, and what the salt then does to everything. So there’s a lot of things that come out of that type of storm surge, you know.
Joey Romero  And not to help it. There was a lot of old, old buildings in Fort Myers Beach, right?
Craig Evans  Yeah, Fort Myers Beach had stuff, you know, going back to 50s and 60s that were built on it. And, you know, there was just a lot of structure that that really, you know, first big storm it was going, you know, there’s been a lot of redevelopment going on in Fort Myers Beach. Again, there’s a lot of opinions on what that’s doing to the beach but the reality is, Fort Myers Beach will never be what it was in the aspect of the the old cottages and things like that. But the reality is it needed to be something different with for safety of structure and life safety things like that. The reality is we’ve got too much good technology to be able to build quality structures and things that can sustain storm surge and wind levels and things like that, to sustain life now. So there’sa lot of lot of good stuff going on, on Fort Myers Beach, and it is definitely coming back and coming back strong. Been some new developments that have opened down there. So a lot of good things happening there. But obviously, you know, Helene came through last week, we had, I think, three feet of water down on, maybe four feet of water down on, on Fort Myers Beach, in some areas, those are tough things. But, you know, most of the stuff that was backed up and running is stuff that was kind of grandfathered into some of the stuff and would would be, you know, some of the commercial properties, things like that, and around as they’re built and they’re used to and ready to let that happen, let the water flow through, they clean up, and they get back to going again, you know? And so, but when you’ve got four feet of water coming one week, and then, you know, a week and a half later, all of a sudden, you’re dealing with the same potential thing coming through again. It’s, it’s, it’s frustrating, and lot of things going on, so.
Joey Romero  Yeah, one of the prettiest places I’ve ever visited in Sanibel Island, and that during Ian the the whole island was wiped out. There was, you know, no services, you know, the causeway went down. You know, I remember stories of you take, taking your boat and like actually rescuing people, getting them off the island, bringing them back to the shores. We had our our bootcamp the following year in 2023 in April. And it’s amazing to me the speed and the action that Florida takes to recover and how people come together to just get back to normal, or back to close to normal, as you can we were just there six months, six short months afterwards, and I went to Sanibel, and there was just tons of construction. There was people on the island. The causeway was back up. And it was just amazing.
Craig Evans Â
Well, what I was going to say is, you know, there was a lot that went into that. Because obviously, when, when storms come through, devastating storms like what’s you know, again, you know, I’ve got family in western North Carolina, and so my heart goes out, because I know we’ve had some contact with them and and I know the devastation that they are going through right now. But when things like that happen, and what happened with Hurricane Ian and things like that. There’s two scopes of mine, and a lot of people look for the federal government to come in and bail people out, right? What was unique about that situation is within about 36 to 40 hours, we had a meeting with Governor DeSantis, and there was about seven of us in that meeting, from contractors, plus a lot of other, you know, people and dignitaries and stuff outside of that. But there was about seven contractors in that, and within about 10 days, we had the bridges and everything. We didn’t have the bridges be rebuilt, but we had the causeway accessibility back out to Matt Lachey Island, Pine Island, as well as the availability to get on and off of Sanibel within about 10 days, we had both of those completely rebuilt, to where we had access points. Now that doesn’t mean that roads were completed, but there was clear accessibility where people could access the islands to get on. And it really became because at the end of the day, you know, the state government stepped in, and our governor stepped in and said, our government, we’re going to get out of the way and we’re going to bring in private people that can do the job and do it quickly and efficiently and cost effectively. And it just showed a lot that in 10 days, literally, we rebuilt, cleared out and rebuilt two massive causeways that there was nothing there, and now rebuilt access roads to be able to get back out to major civilizations. What was a huge testament to the people, not just my company, but other companies and people that stand in and do that work to see our communities get put back on the right so.
Joey Romero  One of the things that, not only do you guys react very well, the codes change every time something like this happens. There’s adjustments made, there’s things that are learned. One of the great things that our our builds, that we had in Cape Coral, you know, there was no broken windows, there was no water in any of our homes, and that had a lot to do with the new coats. Can you talk about, you know, base flood elevation and things like that. So what can you tell us about the building code that changed in 2017?
Craig Evans  Yeah. So the codes changed in ’17 from how some of the structures put to place, you know, and how we make certain attachments in the house, and how things are strapped together and strapped down within the building codes of things. So that made things a lot stronger. But all of that is really carried through since Hurricane Andrew, back in ’91 there’s been a big push at looking at, how do we build stuff? You know, now, with that, the reality is, everybody looks at, you know, why is it expensive? Well, the to make these changes can cost more money, right? But at the end of the day, when you have storms that come through, and your house is still standing, and you don’t necessarily even have to pay for a deductible to put stuff back that’s there’s a lot of value that you start to see in the money that you spent up front, you know, even in investment properties, right? Because, you know, you’ve got something that stands. From an elevation perspective, floodplains are always being evaluated and where they’re at and what the elevations need to be. And fortunately, we had no houses even remotely underwater. Within a few months after Ian there was an additional adjustment to the FEMA floodplains, which actually then raised most every flood plain in that area raised in an additional foot. So not only were we did, we have nothing even close to being underwater at that point. You know now since then, everything we’ve been building since the beginning of ’23 is even a foot higher now. So, that’s very encouraging, you know, as we were making our rounds the last couple days to secure job sites, and, you know, I think we’ve got close to 70 job sites open and active.
Joey Romero  Yeah, let’s get into that a little bit. But before we move on the base flood elevation, we’re talking about the code actually mandates that you build a foot above whatever the base flood elevation is, right,?
Craig Evans  Correct. Yeah. And so that’s the interesting thing, is the base flood elevations were all raised an additional foot in most areas. And then on top of that, we still have to build at least another foot above that.
Joey Romero  What’s the wind requirement also?
Craig Evans  And that can vary depending on where you’re at, you know, you can be 150 to 180 mile an hour depending on which zone you’re in, you know. So, of course, that’s all taken care of within the engineering when we’re building houses, you know, like if you’re building down on Fort Myers Beach. You’re, you’re in a different you know, typically you’re in a V zone of flooding and a V zone of wind. And so, there’s definite changes that have to happen to a structure. The places that we’re building, in Cape Coral, even in Northwest Cape Coral, where you’re still closer to the water, because there’s so much of a barrier there, we’re not in a v situation there. So that provides a lot of stability from wind things like that. Now that doesn’t mean that, you know, as this storm comes through over the next 48 hours or so, that we won’t potentially see some high winds, but it won’t be anything like you’re out on a barrier island being buffeted by those directly, you know.
Joey Romero  Can you talk about where you get your updates from people there? Because, you know, we get our information from different sources. By the way, we’re going to put some links in the show so that, you know, investors can go ahead and track it the same way we are. But Craig, can you tell us what the latest update has been for Milton?
Craig Evans  Most of the things that I’m looking at, I’m looking at directly at the National Hurricane Institute, NOAA there. So,with that, you know, I follow that. I’m watching that at every one of their major updates, their major update came out at five o’clock this morning East Coast Standard Time. So, in that there was no cone change on that. So currently, the center of the cone of uncertainty is still just about 1520 miles north of Tampa, so about 95 miles north of where we are. So, if the storm stays on that current path, we would be well outside of hurricane force winds, and we would be still having tropical force winds, which could be, you know, 50 to 90 miles an hour. But, and I say that kind of shockingly, again, it’s nothing to have 50, 60, mile an hour winds on a Tuesday afternoon here, you know. So we’ve talked about that a lot, you know. But, but the difference in the hurricane force winds and tropical forces, it’s a big difference. The storm is was downgraded last night. In the middle of the night, there was a repositioning of the eye. There was a new eye form, so it lost some of its integrity, and it dropped back down from a five it was classified as a category five as of last night, still throughout the evening, at the two o’clock and then again at the five o’clock, it was downgraded back down to a category four storm just due to the kind of resetting of the storm itself. They’re suggesting as it gets back out over to open water off of the Yucatan, that it could strengthen again. But then there’s a lot of wind shear and things that are coming from off of the mainland of Florida and off the peninsula and currently where that low pressure system would be going, and so because of that, they’re really looking at that will start to deconstruct the storm a little bit and lower that so everything is back to looking like the storm. The storm should make landfall as a category three. Now that’s still a powerful storm, but it’s a long way away from a category four or even a five, you know, we’ll take a category three all day long if you got a choice on it, you know. And again, the wind, you know, any structure built in the last 35 years can withstand that kind of wind for the most part. The biggest thing is going to be storm surge, you know, and there really has not been storms of this size coming from directly headed west to east since the 1800s there was two in the 1800s of this size and strength that came from the west. So this is an odd angle that the storm is attacking, or is kind of coming to Florida. So you know, we’ve been studying a lot of that, and I’ve been trying to look at a lot of that, of how is that going to affect what we’re doing and how we need to prepare differently.
Joey Romero  So let’s talk about that, Craig, let’s talk about it from a standpoint of just, how are people in Florida preparing?
Craig Evans  Okay, so, yeah. So you know, one of the biggest things you people have to make their decisions as to, are they comfortable staying? Are they do they feel like they need to leave, right? So if you’re there’s currently two zones. We have what’s called evacuation zones. And you know, we always encourage everybody. The state encourages everybody, if you’re in coastal areas, know your evacuation zones, right? Because they’re going to call out evacuation zones and say, hey, you need to leave, right? So currently, the only zones they’re evacuating are Zone A and Zone B. And again, that’s from from a storm surge perspective, those are, the A is always right on the coast and right up against rivers and, you know, waterways, things like that. B’s can be a little more inland, but typically low lying stuff, you know, that was again, where older developments, where they were developing and building streets that weren’t as high, right? So, and then obviously, C, and it becomes more inland, higher level things like that. So the biggest thing is people have to know their evacuation zones and then you know, if it’s mandatory, they’ve got to get out. If it’s not that, they have to make the determination for the self, if they feel like they can stay or go, depending on where they’re at and their level tolerance, right? Because a lot of times it’s not so much the storm. It’s the aftermath in the storm, if, if we lose power, are they available, you know, do they have the availability to provide power for themselves? Do they have generators? Do they have things, you know?
Joey Romero  Take a couple days for the in rows to even be accessible, cut sometimes, right?
Craig Evans  Oh, yeah. I mean, you know, with Ian, I mean, we, we were working for days just to be able to get access. I mean, you know, we had power lines down everywhere. Power Poles were down. I mean, you know, it’s a massive operation to start putting things back together again, you know, but the power companies, they do a great job. I mean, I know a lot of people get frustrated with the power companies, but there’s, there’s specific directions that they have to go and a lot of times, people get frustrated saying, well, they were in my neighborhood and they didn’t do my lines. Well, you know, there’s certain lines that they have to address first, that may be feeder lines before they get off into secondary lines. And so it’s not that, you know, linemen just pick and choose. There’s very definite directions they have to go. And so there’s a lot of things that happen in that aftermath, but in the heading up to in the preparation, if you’re going to stay reality is you got to look and say, Okay, are we in flooding prone areas, right? Even for storefronts, things like that, you got to look and say, okay, is our do parking lots have a tendency to flood? If so, we need to prep and potentially sandbag things. And, you know, we those types of areas, right? Same thing for home, stuff like that. And then you’ve got to deal with food, water, electricity, prep, preparing for the netville If, if you lose electricity, right? You got to make sure you’ve got water, you got food and ways to cook it, things like that. So, so that’s the biggest thing that people, people in general, are looking as to do. They evacuate or not, right? You know, lot of people that don’t have impact windows, they’re out putting shutters on, you know, for older houses, they’re screwing plywood to them, things like that, anything just to protect windows again, to keep from the wind, having airborne projectiles breaking windows, things like that, you know, because the most destruction on the house, honestly, from a catastrophic failure of a structure is really about the changes of pressure in a house, right? So when, when windows break, not only do you get and there’s high winds going on, not only do you get water inside, but when the pressure inside those houses start to change and there’s high winds involved, that’s when roofs can start to come off things like that. So protecting the windows, protecting entrances, making sure that there’s no points that that things can break, you know, projectiles can break windows. That’s a big deal, that you want to protect your structure that way. So there’s people out putting up storm shutters and things like that, so.
Joey Romero  What are you guys doing specifically as a company, for the construction sites?
Craig Evans  So for construction sites, obviously we’ve got to go through we make sure that all of dumpsters are cleaned and emptied and protected. We, you know, we’ve got porta potties on every job site, so those have to be tipped over and laid on their side, so that way they don’t become, you know, sales, right? Because it’s little things that you don’t think about, right? If we leave that thing standing up, the door opens up, it gets caught by the wind all of a sudden, you know, you got a 1100 pound Porta Potty blowing down through the air and hitting somebody’s house and stuff like that. And a simple thing of just literally laying it down on the ground, on the door, they typically don’t go anywhere at that point, you know, so things like that that you gotta do. We gotta make sure that there’s no airborne debris that can be, you know, grabbed by wind, things like that. Obviously, the houses that have windows and doors. We make sure those are shut and locked and barricaded things like that. We use all impact, Hurricane rated windows and doors. So, you know, once we’ve got windows and doors on there, I’m really not as concerned about our structures, you know. There were certain houses that we were in the middle of construction and had certain things going and we actually paused construction several days ago, preparing for the aspect, because we didn’t want to be in between certain tasks, and those can actually create a bigger damage, right? So, we were flying some trusses on houses, and we decided not to put the plywood sheathing on those, because that creates bigger deflections versus the trusses themselves, bracing them up correctly. Now the wind can blow through them, and there’s really nothing to be caught. And while we may have some topple over, a few things, those can be picked right back up and put back on right versus, if we see that and don’t get the job finished, then all of a sudden we’ve got much bigger problem and create a catastrophe that could potentially damage other people’s homes. So while we want to protect our homes that we’re building and the products that we’re using, we also really want to be good neighbors and make sure we’re trying to do everything we can to try to protect the homes around us from anything that would fly off of our job sites.
Joey Romero  Now, one of the, one of the things that has happened in the last, you know, two or three years is the insurance crisis in both California and Florida. Now, knock on wood, you know, hopefully we don’t get too big, you know, claims I know, with Ian, I had a roof replace on my rental, and the insurance company came through and took care of it, and everything was great. All of our sites and builds are protected, correct?
Craig Evans  Correct, Yep, yeah. With everything that we have going every house that goes under construction in the state of Florida, you got to have builders risk on it. You have to have liability insurance. So obviously, we carry our liabilities, but there’s got to be builders risk. There’s, you know, if you’re in flood zones, you’ve got to have flood insurance on it. So everything that we have that’s under construction has all of the correct insurance, you know, that is needed and required to be able to sustain storms like this. You know, the insurance game in Florida right now, as well as California, you know. And I believe it’s probably going to be the same thing in North Carolina now. It’s a battle right now, right, but praise God, we’ve got 14 new companies that have started writing in the state of Florida this year. So that’s been a huge boost to starting to bring back some normalcy of of what’s happening in the state. So, you know, we’ll have to wait and see how the storm surge does on this one. I mean, it’s calling for big storm surge, and that could definitely do some damage, but we just got to see how this shakes out, and where it’s at, and how much damage it does, to be able to determine how we kind of fare out of the insurance side of this one, you know? And it’s not, it’s not about paying now. It’s really about what I what I’m really more what I’m going to is, what does it look like six months from now? What does that picture for writing look like, you know? So.
Joey Romero  Yeah, one of the things I was pleasantly surprised to see was an email yesterday from my insurance company, talking about resources. And hey, if you’ve got a claim, start with us. And it was just refreshing to hear that, you know, that they’re not, you know, avoiding it. They’re trying to be proactive and give us all the resources that we can, because insurance companies are only good as the ability to pay. You know, I used to work for Aflac. And you know, Aflac was one of the first companies during 911 that said, You know what? Although, you know, President Bush declared it an act of war and a lot of times that will nullify insurance policies, Aflac was the first one who said, “We don’t care. We’re going to pay every single one of those claims.” And so to me, that’s where companies like that really make their money, is by being there when we need them. So that’ll transition to the conversation that I had yesterday with Joanna and Empire Property Management, our property management company. She was, they were all in the office printing out every address with contact from the tenant, contacts for the owners, because there’s a possibility that the internet could go out, the power could go out. So they want to still have the ability to find where, where the homes that they were, you know, in charge of managing they’ve been in contact with every tenant. They asked every tenant to clean up the properties, take pictures, which is a very important aspect of that. Take pictures, because the before and after will be very helpful in your insurance claims. And with Ian, Joanna and Empire Property Management handled everything I didn’t like. Have a single conversation with my insurance company. She took care of it. She got me all the bids for the roof, and it was so hands off. So another one of those aspects where you look to, you know, the partners that you have in place to be able to help you on and take care of everything that you’re doing. And so what it’s been real helpful for us is what people don’t know is, unless you went to our bootcamp, we’ve been communicating with folks that went to our boot camps. You know, for the last few days, we communicated through Helene, and we’ll continue to communicate. But we thought this was really important that we got on here and, you know, let people know what’s going on, boots on the ground, if, by the grace of God that we get lucky and it gets downgraded, and it isn’t, you know, as devastating as it look, especially yesterday. If you listen to any of the the news they want to, they’re going to sensationalize. And it’s a category five, and it’s the worst storm ever. And we could still hope. And pray that it does dissipate, and the damage is not as bad as it could be, but the reality is that there’s going to be people that are they’re going to need help. So when those things come across, if I know, during Ian, our investors put together, you know, some, some gift cards, things. There’s going to be many ways to help as we come across some of those opportunities, if it’s close to us, we’ll post those links on our website going forward, so that if people feel like they want to help, they can.
Craig Evans  You know, from an aspect of helping, just like what we’re seeing in in western North Carolina right now, the things that are getting done, and the main things that are happening because of citizens, you know, just stepping up and caring for one another and wanting to volunteer and wanting to help and wanting to put things into play. So there’s definitely gonna be a lot of people that will be in need after this storm comes through. We’ll see how that shakes out. Obviously, Joey, you know me, I’m very active in our community, in our church, not just in business, but with people, right? And so, you know, as a company, we’ve taken a lot of care to make sure that our all of our employees, are ready. We’re staying in contact with them on several times a day to make sure that, you know, everybody’s taken care of, and we’re putting plans on how we will contact, and once the storm is over, how we contact, because I’ve got to start, and I’ve got to focus and make sure that I start in our inner circle and start to work out from there, right once from there I’ve already been even though, I mean, you know, my personal situation, you know, I’ve got family members in the hospital. I’m just coming off of bronchitis, things like that. But, you know, I’ve already been in meetings last night with our church on some strategic planning for communities and how we’re going to be preparing and how we’re organizing things like that. So there’ll be a lot of information that we’ll have over the next few days coming out to be able to start getting out to people that want to help. So we’ll definitely do some things to follow up over the next few days after the storm has passed and we’re able to evaluate things like that, because obviously the first thing that we’ve got to do as a business is we’ve got to evaluate our internal people to make sure how to how do we need to take care of them so we can take care of the job we do once I’m assured that everybody is safe and protected and that we’re able to keep moving from there, then our next plans that we’ve already been working on is okay now, how do we go back in and we start addressing the homes? We’ve got policies of how do we do that procedures of, how do we do that from, you know, we have pictures from before now we’ll have pictures afterwards. What happened with each house? There’s a lot of documentation that goes on. And then our team will start to work with that. And then, you know, of course, I’ll jump back into a lot of things within the community that we’re doing. You know, there’s a chance, you know, as you said, I did a lot of search and rescue last time with Ian. You know, we’ll see what realm I’m working in this storm. But you know, it’s, you know, me, I love people, and I want to see that we’re all safe and sound to the best of our ability and taking care of people, so.
Joey Romero  Yeah, we’ve had several investors reach out to me via email saying, hey, you know, if there’s any way that they can help, you know, please let them know. So they’re already thinking about that. Another couple investors, well, quite a few of them have asked how Bruce is doing. Bruce is actually one of the folks that did choose to, you know, step away from his home. So he’s he’s nowhere near his home in Sarasota. He’s up in Georgia, but I’m sure when he comes back, he’ll jump into the efforts wholeheartedly, like he did last time. And the last thing I’ll say is that Joanna is doing the same thing with our property management. They’re going to go ahead and triage the importance of the calls if there’s damage, they’ll go visit the most damaged ones first. But every one of our homes will be visited by her team afterwards also. So we’ve got some good people on the ground there. We’ll, we’ll, you know, keep keep them in our thoughts, keep them in our prayers. And hopefully, you know, we can have the best possible outcome out of all of this, you know, and minimize the impact on folks, because we could use some good news. Craig, thank you for jumping on. I know you got a ton of stuff. I see you working already, so I’ll let you go. You let me know if you need anything, and just, I know we’ll be in contact. But thank you for jumping on and getting us an update for everybody at home, we’re going to go ahead and post this two days early. I’ll go ahead and make sure this gets out tomorrow, so you’ll you’ll see our podcast a little bit early this week so that everybody can get the information before the hurricane makes landfall.
Craig Evans  Thank you, everyone.
Joey Romero  Thanks, Craig.
Narrator  We’d also like to thank our Gold Sponsors, Inland Valley Association of Realtors, Keystone CPA, NorCal REIA, NSDREI, Pasadena FIBI, PropertyRadar, The Collective Genius. See, isurvivedrealestate.com for event details. For more information on hard money loans, trust deed investing, and upcoming events with The Norris group. Check out thenorrisgroup.com. For more information on passive investing through the DBL Capital Real Estate Investment Fund, please visit dblapital.com.
Joey Romero  The Norris group originates and services loans in California and Florida under California DRE license 01219911. Florida mortgage lender license 1577 and NMLS license 1623669. For more information on hard money lending go to thenorrisgroup.com and click the hard money tab.